COMMERCIAL Coverage
Commercial package / Business owners Policy
A commercial / business owners policy is an insurance policy that combines different coverages for businesses. It includes property insurance, liability insurance, and coverage for business interruption. It helps protect business owners from financial losses due to property damage, lawsuits, or disruptions to their operations. It's like an all-in-one insurance package for businesses!
Commercial / Business Auto / Business Fleets
Ensure the safety and maintenance of your business vehicles with our customizable Business Auto and Business Fleet Insurance. From an individual vehicle to an entire fleet, our policies offer extensive coverage for accidents, theft, and damages, including repairs, medical expenses, and legal fees. Our streamlined Business Fleet Insurance simplifies coverage for all your vehicles, reducing paperwork and saving you time and money. We also provide coverage for transported goods or equipment and liability protection for accidents.
EXCESS LIABILITY / COMMERCIAL UMBRELLA
Get added security for your business with Excess Liability and Commercial Umbrella Insurance. These policies give you extra coverage on top of your general liability insurance. Excess Liability covers costs that go beyond your main policy, shielding you from unexpected expenses. Commercial Umbrella extends your coverage, safeguarding you from big claims. Protect your business now and reduce financial strain.
CYBER
Protect yourself from identity theft, someone stealing your personal information, and hacking. Stay safe and secure while using the internet. We are here to make sure you're fully protected.
Surety Bonds
Surety bonds offer financial protection for various industries, assuring that obligations are fulfilled. Contractors benefit from work assurance, professionals from negligence protection, and government projects gain accountability. Ultimately, surety bonds bolster trust and reliability.
E & O / D & O
Errors & Omissions (E&O) Insurance protects professionals from legal actions and harm to their reputation caused by mistakes or negligence. Directors & Officers (D&O) Insurance safeguards corporate leaders by protecting their assets and reputation from claims related to wrongful acts or neglect of duty.
COMMERCIAL transportation
Hive Insurance specializes in local and long haul trucking. With over 20 years of experience, you can say that we know trucking. Take advantage of our long standing relationships with our trucking carriers.
Agriculture / Farm
Protect against weather, crop failures, disasters, and pests. With crop, livestock, property, and liability insurance, we have farmers covered from all angles. Our policies compensate for losses due to adverse conditions and safeguard physical assets. We provide resources for rebuilding and protection against liabilities arising from farming operations.
CONTRACTORS / AVIATION / MANUFACTURING
Our insurance provides coverage for property damage, equipment malfunctions, and workplace injuries. Contractors have peace of mind with our tailored policies. Aviation businesses benefit from our diverse insurance products for accidents, liabilities, and product malfunctions. Manufacturers trust us to cover product responsibility, supply chain disruptions, and equipment failures for steady production. Trust us to safeguard your assets, employees, and reputation.
Business Interruption / extra expense
Protect Your Business with Business Interruption Insurance for unforeseen events. It acts as a safety net, covering ongoing expenses and lost profits during interruptions. Safeguard your business's stability and recovery.
EPL / Workers Compensation
Employment Practices Liability (EPL) and Workers Compensation Insurance protect businesses and employees from risks. EPL Insurance defends against workplace violation claims, while Workers Compensation Insurance covers employee injuries. Both insurances offer financial security and legal compliance. Investing in these shields ensures a safe work environment and financial stability.
